Uber's services have revolutionized modern travel. By simply using the Uber app, you can request a ride within minutes, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Accidents can happen, leading to potential passenger injuries.
We will cover what kinds of injuries are most common in Uber accidents, how to determine liability, and the legal steps involved in pursuing compensation.
Common Uber Injuries
An Uber accident can cause many different types of injuries, especially during collisions or accidents. Some frequent injuries include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: While waiting for a ride request, uber accident claims passenger Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.